Impulse Spending Hacks for College Students: ROI‑Driven Behavioral Economics
College tuition, rent, and textbook bills already stretch every budget. Yet the average student still splurges on non-essential items - streaming subscriptions, fast-food runs, and impulse-buy gadgets - often without a second thought. In 2024, the Consumer Financial Protection Bureau reported a 7% rise in discretionary spending among under-graduates, a